QizAI
Panda Securities' AI capability brand
QizAI is Panda Securities' AI capability brand, rebuilding the securities experience with conversational AI. It spans a flagship AI assistant plus independent AI products and data sites — IPO allotment prediction, financial-report analysis, a compliance assistant and more.
QizAI Ecosystem
One flagship AI assistant, plus independent AI products and data sites, each operating independently.
AI products
QizAI
The AI finance assistant embedded in the FaFa App: HK & US market quotes and fundamental queries, intent-driven trading assistance and one-tap jumps into app features.
Reporto
An AI analyst for listed-company financial reports, extracting core conclusions and key changes in seconds, with smart Q&A on report details and online information.
FinReg
A compliance AI for Hong Kong finance professionals — searching rules and circulars, monitoring QizAI output compliance, and assisting suspicious-transaction monitoring and customer due diligence.
Data sites
IPO allotment-rate prediction
HK IPO allotment-rate prediction: manual/AI allotment probability references, AI reading of prospectuses, expected allotment lots, financing dynamics & subscription multiples, and Stock Connect inclusion analysis.
Webb-site Legacy
AI-structured reconstruction of David Webb's public database: SFC licensing and registration records, CCASS shareholding data, and regulatory & disciplinary records.
cibo
HK IPO data analytics: one-lot success rate & oversubscription multiples, Groups A/B comparison, Stock Connect inclusion, and sponsor/underwriter data.
lusero
New-listing news, and FAFA clients' IPO order & allotment statistics (anonymised).
Next-generation financial AI agent QizAI
The QizAI financial agent
Panda Securities — an SFC-licensed institution (licences: Type 1/2/9) — has launched QizAI, a financial-grade agent platform. As the first conversational AI tool embedded in a securities app, QizAI is deeply integrated into Panda Securities’ flagship trading platform, the FaFa App, delivering one-stop smart stock selection, asset management and compliant trading.
Technical architecture & core capabilities
- Multi-intent recognition & workflow engine decomposes complex queries into multiple intents, auto-generates step-by-step flows, dynamically pushes feature cards (stock K-lines / holdings detail / order management) and page-jump routes, closing the loop from inquiry to trade.
- Full-system data connectivity integrates the client-management, trade-execution and risk/settlement system APIs; under strict permission control, it supports pulling private data or issuing instructions (e.g. stock trades) in natural language.
- Compliance-first design embeds a continuously updated compliance agent whose knowledge base covers SFC rules, AML regulations and a decade of circulars; every reply carries an independent compliance note to meet Hong Kong regulatory requirements.
Differentiation & ecosystem expansion
- Open agent platform beyond in-house features, is onboarding third-party research agents (e.g. 融聚匯 financial data services), and will export AI capabilities to more financial scenarios.
- Intelligent risk-control system based on client risk profiles (anonymised account & holdings analysis), auto-matches products to risk levels for interception; HK IPO allotment prediction and margin AI monitoring are rolling out.
Enterprise AI enablement in practice
Panda Securities has applied AI across its business chain:
- Product teams: AI-assisted due diligence and risk rating for funds and bonds
- Client service: AI review of account-opening documents (logic checks / ID verification)
- Trading risk control: forced-liquidation early-warning models and client risk-tiering
The aim is cross-department AI collaboration, shifting from human-driven operations to AI-employee synergy.